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Welcome Back!

I hope you are ready for today’s Millionaire Mindset Monday! Each Monday we will be focusing on developing the mind necessary to achieve success. We will be talking about daily habits, tips, productivity, how to stay motivated and disciplined, and much more. The best way to start the week! I hope this is helpful.

Before We Get Started Here’s Your News Recap:

🤝 Trump Meets von der Leyen in Scotland to Seal EU Deal
President Trump and EU Commission chief Ursula von der Leyen met over the weekend to forge a trade agreement, potentially introducing a 15% baseline tariff in lieu of a threatened 30% rate. Talks focus on key sectors—autos, steel, and pharma—to defuse transatlantic trade tensions.

🌏 U.S.–China Trade Talks Resume in Stockholm
Trade envoys led by Treasury Sec. Bessent and China’s Vice Premier He Lifeng oversee talks in Sweden aiming to extend the current truce past the August 12 deadline. The stakes are high—without an extension, tariffs could escalate to 145% on Chinese imports.

🧾 Economists Question Economic Data Accuracy
A Reuters poll revealed 89 of 100 economists are concerned about declining quality in U.S. economic reporting due to staffing cuts at agencies like the BLS. This raises potential bias risks in labor and inflation data used for policymaking.

🔄 Fed Independence Called Into Question; No July Cut Expected
Over 70% of economists surveyed say political pressure threatens Fed autonomy, but none expect a rate cut at the July 29–30 meeting. Most forecast a single cut in September amid persistent inflation projections (~2.5%) and subdued GDP (~1.5%) this year.

📈 S&P 500 and Nasdaq Set New Record Highs
Fueled by strong Alphabet earnings and optimism around potential trade deals, indexes closed at fresh all-time highs. Deckers Outdoor (UGG) surged ~11% post-earnings, while Tesla saw a notable decline.

💼 City Office REIT Going Private for $1.1B
MCME Carell plans to acquire City Office REIT at $7 per share, paying a 26% premium. The deal hinges on a concurrent sale of Phoenix assets, generating nearly 25% gains pre-market for City’s stock.

🚂 Union Pacific in Talks to Merge with Norfolk Southern
Disciplined discussions could soon create a U.S. rail giant. Shares of Norfolk Southern rose while Union Pacific shares dipped ~2.3% before markets opened.

🛡️ L3Harris Raises Full-Year Forecast
Defense contractor L3Harris disappointed earlier, but sees strength in demand and expanded margins moving forward. The firm upgraded its 2025 profit outlook after beating Q2 estimates.

🏗️ Indonesia Budgets $8B for U.S. Refinery Deals
In a bid to mitigate tariffs and enhance energy cooperation, Indonesia plans a modular refinery purchase—an $8 billion contract with KBR that doubles as an investment pact to shore up U.S. exports.

🛢️ Oil Slides as Global Demand Cautious
Crude benchmarks fell—Brent settled at $68.44/barrel, WTI at $65.16—amid concerns over weak U.S./China data and rising supply. Yet any trade breakthroughs could reverse sentiment swiftly.

🏭 Boosting the DFC to Power National Security Projects
The U.S. International Development Finance Corporation is set to increase its funding capacity from $60B to $250B, including deploying capital in high-income countries. A planned expansion would include more equity and loan flexibility tied to national security goals.

🚀 NASA Cuts 20% Workforce Amid Budget Strain
Approximately 3,870 employees, or 20% of NASA’s staff, are set to depart—leaving a leaner workforce amid broader government cuts. Staffing reductions could limit future tech innovation initiatives.

📉 Retailers like Deckers outperform with strong Q2 consumer demand—even as broader sentiment remains cautious.

🌐 Multinationals benefit from recent dollar weakness—every 1% drop gives a ~0.6% EPS boost in global revenues.

📊 StoneX strategist predicts a “summer correction” but argues that structural support—AI, strong fiscal policy—means recessions are effectively "canceled".

Millionaire Mindset Monday’s  

Inspirational Quote

Focus of The Week

Master the Power of Boring Consistency

Millionaire Mindset Principle:
The world loves hype. But wealth is built quietly. Millionaires don’t chase shiny objects—they fall in love with consistency. They understand that 80% of success is simply showing up… over and over again, especially when it gets boring.

Most people quit because they’re addicted to excitement. Millionaires stick to routines that compound quietly over time. Whether it’s investing, content creation, saving, or training—they let the boring stuff stack up behind the scenes until the results look suddenly spectacular.

This week’s principle: Embrace boring. It’s the price of entry to extraordinary.

How to apply it this week:

• Choose one habit or action to repeat daily, no exceptions

• Track it visibly: Use a wall calendar or phone habit tracker—build a streak

• Accept that progress won’t feel exciting: The quiet days are building your edge

• Guard your routine like it’s sacred—because it is

• Reward consistency more than outcomes

Millionaires know the real flex is repeating simple actions longer than anyone else is willing to.

Take Action!

“Consistency over Chaos”

Goal: Choose one needle-moving action. Repeat it every single day for 7 days—no breaks, no excuses.

🔹 Day 1: Pick Your Weapon

Choose one high-value action you can do every day that builds toward your long-term wealth, health, or influence.

Examples:

• Write or post content for your brand/business

• Save or invest $10+

• Read 10 pages of a business/finance book

• Reach out to one potential customer, client, or partner

• Track your expenses daily

• Move your body for 30 minutes

• Meditate or journal for 10 minutes to sharpen focus

Make it small enough to be doable every day, but significant enough to matter.

🔹 Days 2–7: Show Up. No Matter What.

This is the challenge: consistency over convenience.

Tips:

• Schedule it the night before

• Stack it with another habit (e.g., after coffee = content creation)

• Set a visible reminder or timer

• Keep a running checklist to track your progress

• Don’t wait for motivation—use discipline

If you miss a day, start back immediately. But aim for a perfect week.

🔹 Reflection: On Day 7, Ask Yourself…

• What changed—mentally or emotionally—by showing up daily?

• What did I build more of: confidence, clarity, momentum, or all three?

• Can I carry this consistency into next week?

• What would it look like to do this for 90 days?

The people with the least motivation usually have the best systems. Start now.

Millionaire Myth-Busting

“You Need Multiple Streams of Income to Be Rich”

🧨 Verdict: Partial Truth — But It’s About Timing, Not Quantity

The Myth:
“You can’t get wealthy unless you have 7+ streams of income.”
“You should start 5 side hustles at once.”
“If you’re not making money in your sleep right now, you’re doing it wrong.”

The Truth:
Yes, most millionaires eventually have multiple income streams—but they don’t build them all at once. They build one until it’s profitable and mostly automated, then branch out. Too many streams too early means zero focus, scattered execution, and burnout.

Here’s how real millionaires think:

• Depth before width: Scale one stream, then expand

• Clarity over clutter: More income sources isn’t better if none of them are optimized

• Effort compounds: Focused effort over time beats divided attention

• Leverage matters: The right stream (real estate, royalties, businesses) can out-earn five others

Example:
Most people who look like they have “7 streams of income” started with one thing they did well—then added others over years, not weeks.

This Week’s Truth Bomb:
Don’t build 7 bridges halfway across the river.
Build one bridge all the way—then start the next.

Final Lock-In

Consistency > Complexity
One focus > Five distractions
Small steps > Giant leaps (that never land)

Let boring build your brilliance.
Let repetition write your legacy.

That’s A Wrap

I hope you enjoyed today’s post and if you have any questions about the post, upcoming posts, how to advertise, or anything else, feel free to reply. See you next time with another money-making post, helping you boost your income!

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.