Welcome Back!

I hope you are ready for today’s Millionaire Mindset Monday! Each Monday we will be focusing on developing the mind necessary to achieve success. We will be talking about daily habits, tips, productivity, how to stay motivated and disciplined, and much more. The best way to start the week! I hope this is helpful.

Before We Get Started Here’s Your News Recap:

📈 June Retail Sales Surge 0.6%; Jobless Claims Fall
U.S. retail sales unexpectedly rose 0.6% in June, with core retail up 0.5%, driven by higher prices in goods. Weekly jobless claims dropped to 221,000, a 3-month low—signaling robust consumer demand despite tariff concerns.

🤝 U.S. Confident on EU Deal Before Aug Tariffs
Commerce Sec. Lutnick expressed confidence the U.S. will finalize a trade deal with Europe before tariffs kick in on August 1, calling the deadline “hard but workable.” Talks continue inside that window.

💵 Citadel Projects $1 T in Buybacks to Fuel July Rally
Citadel Securities forecasts U.S. companies to repurchase $1 trillion of stock in 2025, with July—a historically strong month—set to propel markets higher. Retail investors have driven equities for 14 straight trading days.

📈 Wall Street Hits Fresh Highs Amid Data & Earnings
The S&P 500 and Nasdaq both reached all-time highs on strong retail sales and upbeat Q2 earnings. Treasury yields rose, oil climbed on Middle East tensions, and gold pulled back slightly.

🔋 Saudi Renewables Deal Ties Into Europe’s Green Push
ACWA Power inked agreements with TotalEnergies, Edison, and Siemens to export renewable energy and green hydrogen—marking a strategic shift in Saudi-European energy trade.

🍅 Tariff Trouble: U.S. Tomato Shortages Loom
NYC wholesaler warns new 17% tariff on Mexican tomatoes could severely limit supply—and raise prices—for consumers and grocers in the coming weeks.

🔍 Rare Earths Flow Rebound
China exported 353 tonnes of rare-earth magnets to the U.S. in June—up 660% month-over-month—after bilateral trade easing. These critical materials power EVs, wind turbines, and defense tech.

🇯🇵 Japan’s ruling coalition loses upper-house majority—markets pricing in fiscal paralysis and yen weakness.

📊 IMF forecasts 2.6% U.S. Q2 GDP growth, due to solid consumer landslide—watch for Fed strategy shifts

Millionaire Mindset Monday’s  

Inspirational Quote

Focus of The Week

Learn to Think in Decades, Not Days

Millionaire Mindset Principle:
Most people want microwave results with crockpot effort. Millionaires, on the other hand, think long-term. They stretch their vision beyond the next paycheck, quarter, or year, and they make decisions that will still matter ten years from now.

Short-term thinkers chase dopamine—quick wins, flashy purchases, trends. Long-term thinkers build empires. They invest in habits that compound, relationships that grow, and strategies that play out over decades.

This week’s focus: Start asking yourself, “Will this still matter in 10 years?” before making decisions.

How to apply it this week:

• Reframe your goals: Turn “I want to make more money this month” into “I want to build systems that print money for the next 10 years.”

• Play the long game in relationships: Focus on adding value before extracting it. Millionaires know people compound, too.

• Delay gratification: Choose saving, investing, or building a skill instead of a quick fix or impulse purchase.

• Say no to what doesn’t scale: If it only benefits today and takes away from tomorrow, question it.

• Track time like it’s capital: Every hour is either building your future or robbing it.

If you start thinking in decades, your days get sharper. Clearer. More powerful.

Take Action!

“The 10-Year Test”

Goal: Run your decisions this week through a 10-year filter. Then take one bold action that your future self will thank you for.

🔹 Day 1: Write a Letter from Your Future Self

Imagine it’s 2034. You’ve hit your biggest goals. You're living the life you’re building right now.
Write a one-page letter to your present self. Include:

• What you’re proud you started doing

• What you’re glad you stopped

• What small, consistent actions led to big outcomes

• What risks paid off

This becomes your north star for the week.

🔹 Days 2–6: Apply the 10-Year Test Daily

Each day, ask this question before making any big move (or time investment):
“Will this still serve me 10 years from now?”
Then take a small action in one of these areas:

• Invest $10 (or more) toward a long-term asset

• Learn or read something that builds a skill or mindset

• Have a conversation or connection that supports long-term growth

• Say no to a distraction or dopamine trap

Track your actions in a simple note, journal, or checklist.

🔹 Day 7: Choose a Long-Term Lever

End the week by locking in one decision that clearly favors your long-term vision. Some ideas:

• Commit to a weekly deep work ritual

• Automate your savings or investments

• Launch a content series to build long-term audience trust

• Join a network, mastermind, or community focused on growth

• Set up a monthly check-in with your future self (the one who wrote that letter)

Small hinges swing big doors—especially when time is on your side.

Millionaire Myth-Busting

“You Have to Be Ruthless to Succeed”

🧨 Verdict: Myth — Real Power Comes from Being Decisive, Not Destructive.

The Myth:
“You have to be cutthroat.”
“Nice people finish last.”
“Empathy is weakness in business.”

The Reality:
Yes, millionaires are decisive—but that doesn’t mean they’re cold. In fact, most successful people build wealth through integrity, empathy, and trust.

They:

• Build relationships that last, not one-off deals

• Create teams that are loyal, not afraid

• Negotiate firmly, but with fairness

• Give more than they take—because they understand value flows back

• Are clear, not cruel when making tough calls

Ask anyone who's built a lasting business or brand: People follow clarity, not aggression.

Examples:

• Warren Buffett is known for loyalty, trust-based partnerships, and calm confidence

• Oprah Winfrey built a billion-dollar empire on empathy and connection

• Tony Robbins leads with energy and care—not ruthlessness

This Week’s Truth Bomb:
Being ruthless burns bridges.
Being clear, consistent, and courageous builds legacies.

Final Thought

Every choice you make this week either fuels your future—or feeds your fear.

Think in decades.
Act with precision.
And never mistake ruthlessness for real strength.

That’s A Wrap

I hope you enjoyed today’s post and if you have any questions about the post, upcoming posts, how to advertise, or anything else, feel free to reply. See you next time with another money-making post, helping you boost your income!

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.