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Welcome Back!

I hope you are ready for today’s Millionaire Mindset Monday! Each Monday we will be focusing on developing the mind necessary to achieve success. We will be talking about daily habits, tips, productivity, how to stay motivated and disciplined, and much more. The best way to start the week! I hope this is helpful.

Before We Get Started Here’s Your News Recap:

Macro & Markets

OPEC+ greenlights another oil boost for October. The group will raise output again—but at a slower clip—to defend market share as demand cools. Energy buyers get short-term relief, while U.S. shale and refiners recalibrate margins.

Russia says it’s “fully compliant” with OPEC+ limits. Deputy PM Alexander Novak reaffirmed adherence ahead of the new quota step-up, a signal aimed at calming price volatility. Watch for any shipping data that contradicts the pledge.

Treasury’s Bessent: apply more economic pressure to pull Russia to talks. He argued tighter U.S./EU pressure could open a path to Ukraine negotiations—policy risk investors are tracking for energy and grain routes.

U.S. probes malware targeting China trade negotiators. A malicious email campaign tied to ongoing talks is under federal review, underscoring cyber-risk around tariff diplomacy and deal headlines.

Corporate & Sectors

Volkswagen unveils a new compact EV SUV ahead of Munich’s show. Aimed at price-sensitive buyers, the launch pressures U.S. EV pricing and dealer incentives into Q4. Keep an eye on battery sourcing and U.S. IRA implications.

Japan Inc. braces as PM Ishiba exits. With JGB markets already stressed, leadership uncertainty raises watchpoints for exporters with U.S. sales exposure and for USD/JPY-sensitive hedging programs.

Turkey tees up a medium-term economic plan Monday. Ankara’s roadmap—covering inflation, FX, and growth—matters for U.S. investors in EM energy, banks, and airlines with regional links.

U.S. Policy & Business Climate

Fed path: markets eye inflation print; cut odds still elevated. With jobs soft and CPI due this week, some desks see room for a larger cut if price data under-shoots—rate-sensitive small caps and housing in focus.

September “reset”: volatility watch is on. After a mellow summer, pros flag event-risk stacking (tariffs, central-bank politics, Europe) as valuations sit near highs—positioning trims could magnify swings.

Georgia labor dispute becomes diplomatic. Seoul says talks with Washington concluded on releasing detained Korean workers at a Georgia facility, highlighting labor, legal, and supply-chain sensitivities for U.S. manufacturers.

Millionaire Mindset Monday’s  

Inspirational Quote

Focus of The Week

Strategic Patience

Most people associate success with speed. But true wealth builders understand that strategic patience is a competitive advantage.

Millionaires often act fast but think long. Whether it's investments, business scaling, or lifestyle upgrades — they resist the trap of instant gratification and instead commit to long-term plays.

Here’s how to adopt this mindset this week:

• Ask before you act: “Does this bring me closer to my 5-year goal?”

• Delay small pleasures to build large rewards. Skip the $10 luxury coffee and invest it.

• Review long-term wins: Document one area in your life where patience paid off. Reinforce that belief.

This practice builds emotional resilience and financial maturity — two pillars of sustainable wealth.

Take Action!

The “7-Day Spend Intention Challenge”

This week’s challenge helps you develop millionaire-level awareness around your spending.

✅ Goal:

Spend only with intention and track every dollar to understand where your money actually goes.

📋 Step-by-Step:

1. Set Your Spending Cap
   Create a simple daily budget (e.g., $30 discretionary per day max).

2. Use the “3-Second Rule”
   Before any purchase, pause for 3 seconds and ask:

“Is this helping or harming my future wealth?”

1. Track Every Transaction
   Use a simple Google Sheet, Notes app, or finance app like Mint, YNAB, or Monarch.

2. Cut or Replace One Habit
   Identify one habit this week you can downgrade or cut (Uber → walk, takeout → cook, etc.)

3. End-of-Week Review
   Reflect on how intentional spending shifted your mindset.
   Bonus: Take any leftover funds and invest them or save them in a high-yield account.

This challenge isn’t about being cheap — it’s about being aware. Millionaires know: uncontrolled spending is the biggest leak in wealth.

Millionaire Myth-Busting

“You Need to Be Lucky to Succeed”

The Myth:
“Most millionaires got lucky — they were at the right place at the right time.”

The Truth:
Luck can play a role — but consistent preparation + action creates far more “luck” than chance ever will.

Here’s what people call “luck” but is really millionaire discipline:

• Networking regularly — so when an opportunity opens, you’re top of mind.

• Reading daily — so you’re sharp when decisions need to be made.

• Investing early — so compound interest works its magic over time.

• Starting projects even when results aren’t guaranteed.

Most people aren’t unlucky. They’re unprepared. Millionaires engineer their luck by showing up, failing forward, and being ready when chances appear.

Bonus Truth:
A 2018 study by Credit Suisse found that two-thirds of millionaires are self-made. Not born lucky — built steadily.

Luck isn’t something you find. It’s something you multiply through action.

That’s A Wrap

I hope you enjoyed today’s post and if you have any questions about the post, upcoming posts, how to advertise, or anything else, feel free to reply. See you next time with another money-making post, helping you boost your income!

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.